UK Financial Requirements

Understanding your financial obligations is essential for running a compliant business in the UK. These guides provide comprehensive information about record keeping, filing deadlines, and tax requirements.

Key Differences

Limited companies and sole traders have different legal structures and financial obligations. This quick comparison highlights the main differences to help you understand which requirements apply to your business.

RequirementLimited CompanySole Trader
RegistrationCompanies HouseHMRC Self Assessment
Tax returnCorporation Tax (CT600)Self Assessment (SA100)
Annual accountsRequired (filed with Companies House)Not required (unless turnover over £150k)
Record keepingMinimum 6 yearsMinimum 5 years after filing deadline
Tax ratesCorporation Tax (19-25%)Income Tax (20-45%) + NI (Class 2 & 4)
Personal liabilityLimitedUnlimited

Important Disclaimer

These guides are provided for informational purposes only and should not be considered professional tax or legal advice. UK tax laws and regulations change regularly, and your specific circumstances may require different treatment.

Always consult with a qualified accountant or tax advisor for advice tailored to your business. HMRC provides official guidance at gov.uk.

Last updated: September 2026